Built for wherever the journey takes you
Whether you’re chasing sunsets down an open highway or carving fresh tracks through the backcountry, get coverage that protects your ride and adventures.
Built for wherever the journey takes you
Whether you’re chasing sunsets down an open highway or carving fresh tracks through the backcountry, get coverage that protects your ride and adventures.
Overview
Why RV Insurance?
Recreational vehicles come in every shape and size — from towable travel trailers and full-size motorhomes to ATVs, boats, snowmobiles, and motorcycles. Each one comes with its own risks on the road, the trail, and the water, which is why a standard auto policy rarely covers them the way they need to be covered. Specialized RV and recreational vehicle insurance is built to protect how you actually use these vehicles, plus the gear and people that come along for the ride.
As part of the Lennar Insurance Agency family, we shop top-rated carriers to find the right coverage for whatever you drive, tow, or float — at a price that makes sense. And when a question or claim comes up, you’ll always have a real licensed person who knows you on the other end.
What We Cover
Recreational Vehicles We Cover
From weekend campers to serious off-roaders and lake-day regulars, here are the recreational vehicles we help protect — each with coverage tailored to how it’s built and how you use it.
All-Terrain Vehicle/Utility Vehicle (ATVs & UTVs)
- Total Loss Coverage for new ATV/UTV — Pays out the full manufacturer’s suggested retail price for a new replacement vehicle if your ATV/UTV is declared a total loss.
- Accessories and Custom Parts/Equipment — $3,000 in built-in coverage for gear and upgrades, with the option to add up to $30,000 in extra protection.
- Carried Contents — Protects personal items being transported on the vehicle if they’re damaged in a covered incident.
Boats & Personal Watercraft
- Full Replacement Cost — If you carry comprehensive and collision coverage, this restores your watercraft to its pre-accident condition or better, with no deduction for parts depreciation.
- Sign & Glide® On-Water Towing — Covers on-water towing, jump starts, minor ungroundings, and fuel delivery if your boat breaks down while out on the water.
- Water Sports Coverage — Covers injuries and damages resulting from activities like tubing, knee boarding, and wake surfing.
Recreational Vehicle (RV) & Travel Trailers
- Total Loss Replacement — Replaces a totaled RV or travel trailer with a brand-new unit.
- Roof Protection Plus® — Covers repairing or replacing a damaged roof, including damage from normal wear and tear.
- Pest Damage Protection — Provides funds to repair damage caused by wild animals.
Snowmobiles
- Accessories and Custom Parts/Equipment — Includes $3,000 in coverage for accessories and custom parts, with the option to purchase up to $30,000 in additional coverage.
- Uninsured/Underinsured Motorist — Covers your costs, up to your policy’s limits, if you’re injured by another rider who has little or no insurance.
- Safety Course Discount — Reduces your policy cost when you complete a safety training course.
Motorcycles
If you have a motorcycle, we have you covered!
Round Out Your Coverage
Auto Insurance
Coverage for every mile you drive.
Motorcycle Insurance
Protection for your bike, on and off the road.
Golf Cart Insurance
Coverage for your cart around the community.
Umbrella Insurance
An extra layer of liability protection.
Homeowners Insurance
Protect your home and everything in it.
Condo Insurance
Coverage tailored to condo living.
Round Out Your Coverage
Auto Insurance
Coverage for every mile you drive.
Motorcycle Insurance
Protection for your bike, on and off the road.
Umbrella Insurance
An extra layer of liability protection.
Why Choose Lennar Insurance Agency?
Top-Rated Carriers
We shop your coverage across the most respected insurers in the country, so you get strong protection and a competitive rate — without doing the legwork yourself.
Personal Touch
You’re not a policy number. Our licensed specialists get to know your situation and recommend coverage that fits your life — and they’re a phone call away when things change.
Simple Claims Process
When something happens, we’re in your corner. We will guide you through every step — from filing to resolution.
Coverage Built Around Real Life
Get the right protection for your Lennar home — fast, simple, and tailored to you.
New Lennar Homebuyer?
Signed a contract for your new Lennar home? View your insurance quote here.
Already a Customer?
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