Coverage for life on the road
From the daily commute to weekend road trips, get auto coverage that protects you, your passengers, and your vehicle — backed by a team that actually knows you.
Coverage for life on the road
From the daily commute to weekend road trips, get auto coverage that protects you, your passengers, and your vehicle — backed by a team that actually knows you.
Overview
Why Auto Insurance?
Auto insurance isn’t just a legal requirement — it’s the financial safety net between a single accident and a major out-of-pocket loss. The right policy covers the people and property involved, gets you back on the road quickly, and gives you one less thing to worry about.
As part of the Lennar Insurance Agency family, we help you find coverage that fits how you actually drive — at a price that makes sense — and we’re here with a real person whenever you need us.
Coverage
What's Included
A complete auto policy is built from several coverages that work together. Here’s what each one does — and when it has your back. Open any coverage to see it in action.
Bodily Injury Liability
If you’re determined to be at fault in an accident, your liability coverage covers the cost of others’ injuries and can extend to related legal expenses—things like court costs, bail bond premiums, and attorney’s fees. You can raise your coverage limits by paying a higher premium. Every state except Florida requires this type of coverage.
Uninsured / Underinsured Motorist Bodily Injury
This coverage helps pay for injury-related costs for you and your passengers if you’re hit by a driver who flees the scene, has no insurance, or doesn’t have enough insurance to cover the damages. You can add more coverage by paying an additional premium, and it’s legally required in certain states.
Property Damage Liability
If you’re at fault in an accident, your liability coverage helps pay for damage you cause to someone else’s property—their car, home, landscaping, etc. You can raise the coverage amount for an additional premium, and this coverage is required by law.
Collision Loss
This coverage covers unintentional damage to your insured vehicle that occurs when it collides with another vehicle or object. It’s not mandatory on its own, but lenders typically require it if you’re financing the vehicle.
Uninsured Motorist Collision Deductible Waiver
This coverage removes your collision deductible when you’re in an accident caused by a driver who has no insurance. Not all states offer this coverage.
Comprehensive Loss (Not Collision)
This coverage covers damage to your insured vehicle from causes other than collisions—things like vandalism, hail, flooding, fire, or falling objects. It also protects you if your car is stolen or broken into. While not required by law, financing companies often make this coverage a condition of the loan.
Glass Waiver
This optional coverage reduces or eliminates the deductible you’d otherwise pay on comprehensive claims involving only glass damage. It’s not required, and availability depends on your state.
Roadside Assistance
For specific circumstances, this coverage provides a service that you can call for roadside assistance or reimburses you for towing or roadside assistance.
Rental Reimbursement
This coverage helps pay for a rental car while your own vehicle is out of commission due to an accident covered under your policy. There’s a cap on how much your policy will reimburse, though you can raise that cap by paying an additional premium.
Medical Payments
With this coverage, your policy pays medical expenses for you or anyone else hurt while riding in your insured vehicle. You can choose a higher coverage amount by paying an additional premium. Some states require this coverage by law.
Personal Injury Protection
This coverage pays medical expenses and other losses — including lost income — up to the limit shown on your policy, for you or anyone else injured in your covered vehicle. You can increase that limit by paying an additional premium, and some states require this coverage by law.
Round Out Your Coverage
Motorcycle Insurance
Protection for your bike, on and off the road.
RV Insurance
Protection for motorhomes, trailers, and more.
Golf Cart Insurance
Coverage for your cart around the community.
Umbrella Insurance
An extra layer of liability protection.
Homeowners Insurance
Protect your home and everything in it.
Condo Insurance
Coverage tailored to condo living.
Round Out Your Coverage
Motorcycle Insurance
Protection for your bike, on and off the road.
RV Insurance
Protection for motorhomes, trailers, and more.
Umbrella Insurance
An extra layer of liability protection.
Why Choose Lennar Insurance Agency?
Top-Rated Carriers
We shop your coverage across the most respected insurers in the country, so you get strong protection and a competitive rate — without doing the legwork yourself.
Personal Touch
You’re not a policy number. Our licensed specialists get to know your situation and recommend coverage that fits your life — and they’re a phone call away when things change.
Simple Claims Process
When something happens, we’re in your corner. We will guide you through every step — from filing to resolution.
Coverage Built Around Real Life
Get the right protection for your Lennar home — fast, simple, and tailored to you.
New Lennar Homebuyer?
Signed a contract for your new Lennar home? View your insurance quote here.
Already a Customer?
Already a Lennar Insurance Agency customer? Find self-service options here.
Explore Our Insurance Resources
Stay informed with tips, guides, and news to help you protect your home. Visit our news page for more.
