Coverage for when the ground shifts
When the ground shifts beneath your home, earthquake coverage helps you rebuild and recover — backed by real, licensed people who know you and your community.
Coverage for when the ground shifts
When the ground shifts beneath your home, earthquake coverage helps you rebuild and recover — backed by real, licensed people who know you and your community.
Overview
Why Earthquake Insurance?
Most people are surprised to learn that earthquake damage is excluded from standard homeowners, condo, and renters policies — which means a single quake could leave you paying out of pocket to repair or rebuild. Earthquake insurance is separate, dedicated coverage that fills that gap, protecting your home, your belongings, and your finances when the ground moves.
As part of the Lennar Insurance Agency family, we help you find earthquake coverage that fits where you live and how much risk you’re comfortable carrying. And when you have questions — before or after a quake — you’ll always reach a real person who actually knows you.
Coverage
What's Covered
Earthquake policies are built around a few core protections that work together to help you recover. Here’s what coverage typically includes.
Dwelling & Personal Property
This part of your policy includes protection for the structure of your home and for your personal belongings inside your home.
Living Expenses
This part of your policy covers extra living expenses if your home is not habitable and you must live elsewhere while your home is being repaired.
Why Choose Lennar Insurance Agency?
Top-Rated Carriers
We shop your coverage across the most respected insurers in the country, so you get strong protection and a competitive rate — without doing the legwork yourself.
Personal Touch
You’re not a policy number. Our licensed specialists get to know your situation and recommend coverage that fits your life — and they’re a phone call away when things change.
Simple Claims Process
When something happens, we’re in your corner. We will guide you through every step — from filing to resolution.
Round Out Your Coverage
Homeowners Insurance
Protect your home and everything in it.
Flood Insurance
Coverage standard policies leave out.
Condo Insurance
Coverage tailored to condo living.
Coverage Built Around Real Life
Get the right protection for your Lennar home — fast, simple, and tailored to you.
New Lennar Homebuyer?
Signed a contract for your new Lennar home? View your insurance quote here.
Already a Customer?
Already a Lennar Insurance Agency customer? Find self-service options here.
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